One of the most complex issues that unites humans globally is the concept of money, which makes it even more interesting that it can feel like an off limits topic and often causes quite a bit of conflict in relationships. A lawyer friend said to me recently that people will talk about anything before they want to discuss their finances. In contrast, this beautiful man as well as my business coach spoke transparently about their finances to help educate others on how to navigate starting their own businesses. The first link is about starting a private practice. They both gave us the gift of their vulnerability to help destigmatize monetary conversations and I feel inspired as a result.
This concept of giving feels not only central to my understanding of social justice, but to my experience of the world. I love to give to others, it brings me joy to be able to help someone else out when I am able to. But, there are times where we might not have the resources to give. If we are depressed and have little energy it might even feel that we have nothing to give even to ourselves. This is how I have been feeling of late. Depressed as a result of not having the financial resources to meet my family’s basic needs. As a result, I’ve been having something of a spiritual awakening.
Being in the receiving position can feel excruciating: needing help, asking for help, and even getting what I ask for can be the hardest of all. It comes back to power though doesn’t it? We are in a position of power when we are giving. When we are the one’s receiving, it is a form of submission.
I used to consider myself a submissive person, I was quiet, shy and I enjoyed listening rather than speaking, especially in my formative years. Identifying as a female during this time also furthered my understanding of myself as submissive, the best females were demure and anticipated the needs of others right? It’s only recently that I’ve started to understand and embrace the ways in which I actually have a tendency towards dominance. In fact, perhaps my desire to listen to others rather than share put me in a dominant position. Central to my practice as a therapist is understanding how to balance the power dynamic of holding a client’s information with respect from a position of power due to them not knowing nearly as much about myself.
Part of what balances this power dynamic between therapist and client is money. The client is the provider of financial resource in exchange for the vault and other skills that a therapist provides. One of the most obvious forms of social justice that has occurred to much of the therapy community is providing financially accessible counselling through offering a sliding scale or engaging in some pro-bono work. In my research I have found that the majority of therapists dedicate about 25% of their case load to sliding scale clients.
Recently, my business coach (clearly I’m still fan-girling) broke down the psychology and practicalness of offering a sliding scale in her own business. She experimented by both under and over charging for her services and used this data and her personal budget to calculate the range in which she could afford to charge for her services. The result is that, when people need financial assistance, she negotiates her fees by asking, “What would feel generous, but not cause harm?” Her own harm being caused by charging less than what she has identified as her lower limit.
It is my desire, through this article and generally, to continue to demystify the conversation of money through my own vulnerability, honesty and the practice of actively taking on a submissive role to not only ask for help, but receive the help that is offered to me. May we lean into our own pleasure by accepting the generosity around us and sharing the extra.
Photo by John McArthur on Unsplash
